Pricing
The full pricing table lives on the marketing site at qairopay.com/#pricing. This page is the developer-side reference — exact limits, what each tier unlocks at the API level, and the rules around the volume-tied discount.
Pass tiers
| Tier | Monthly | Passes / mo | Templates | Seats | API features unlocked |
|---|---|---|---|---|---|
| Free Trial | $0 (30 days) | 500 | 1 | 1 | Sandbox only. No live issuance. |
| Starter | $49 | 5,000 | 2 | 2 | Live issuance, basic webhooks. |
| Pro | $349 | 50,000 | 10 | 5 | NFC, SSO, MFA, custom domain, geofencing, dynamic fields. |
| Business | $1,499 | 250,000 | 25 | 15 | Co-branded whitelabel, dedicated rate-limit lifts on request. |
| Enterprise | Custom | Custom | Custom | Custom | Full white-label, SOC 2 / ISO 27001 SLA, custom support, sponsor-bank disclosure. |
Spend Card
The Spend Card tiers are negotiated per-program. Card-issuance fees and interchange share are quoted on the order form. The standalone Spend Card without Pass is available on the Business tier and above.
Bundles
Bundles combine Pass and Spend Card and include card-issuance fees up to a stated volume.
| Bundle | Monthly | Pass tier | Spend Card | Card issuance |
|---|---|---|---|---|
| Bundle Starter | $4,999 | Pass Pro | Spend Starter | $0.15 virtual · $3.50 physical |
| Bundle Pro | $14,995 | Pass Business | Spend Pro | Included to volume |
| Bundle Enterprise | Custom | Pass Enterprise | Spend Enterprise | Custom |
Volume-tied platform-fee discount
Commit to a minimum monthly USDC settlement volume and earn a published discount on your platform fee.
| Committed monthly volume | Platform-fee discount |
|---|---|
| $250k – $999k | 5% |
| $1M – $1.99M | 15% |
| $2M+ | 30% |
The discount is applied automatically once your committed volume is on the order form. Falling short of the commit reverts pricing to undiscounted list at the start of the following billing cycle; QairoPay does not retroactively claw back prior discount. See Terms of Service §4.2 for the contractual language.
Per-overage pricing
If you go past your tier’s monthly pass allowance, per-pass overage rates apply. The overage band scales with tier — Pro overage is lower per-pass than Starter overage.
Exact overage rates are in the dashboard under Billing → Plan details. They’re also in the order form for Business and Enterprise customers.
Talking to sales
For Business and Enterprise pricing, the order form is the source of truth — including the sponsor bank identity, state MTL coverage, and any negotiated SLA. Email [email protected] or use the in-product Talk to sales action.